If you're looking to apply for an auto loan so that you can drive home in a sleek used Toyota Corolla, head to DCH Toyota of Oxnard in Oxnard, CA right now! Our Toyota dealership has an on-site finance department that works with drivers of all credit scores, and we're eager to learn more about you, your needs and how we can be of service. If you're looking to team up with a car dealership near Thousand Oaks and Ventura, CA that caters to your needs and cares about your overall financial well-being, you're looking DCH Toyota of Oxnard! Give us a call to learn more about the auto loan assistance we offer or take a moment to complete a credit application if you're excited to explore loan possibilities now!
Many drivers have less than perfect credit scores, but that doesn't mean you can't own a reliable mode of transportation! Explore sub-prime auto loans with our help today!
Subprime financing is auto loan options that are designed for drivers with past financial mishaps, such as bankruptcy filings or divorces. A credit score of 649 or less falls into the "poor credit" category while anything less than 600 being considered "bad credit." There are many types of subprime financing car loans available, and most lenders want to work with you, even if you are applying for a high-risk auto loan, so don't let a low credit score stop you from applying for loans online now!
Our team will be able to answer your questions once we've reviewed your financial background. We'll run a credit check so that we can see the different factors that impacted your credit score, and will happily go over this information with you. Your credit rating is comprised of five different areas, which are:
With payment history and amounts owned making up the largest percentages. Before contacting the financial lenders we work with, we'll discuss a few key points with you, including:
We enjoy a high rate of sub-prime auto loan approval, so give us a call, drop by our convenient Oxnard, CA location or use our website to apply for subprime financing now! Our Toyota team looks forward to assisting with all your auto needs soon.